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Welcome to Ridge Lending Group

There’s more to it than just securing a home loan. In order to help you navigate the home buying market, you need an experienced team to help you get there. The Ridge Lending Group has the knowledge and track record of success in getting you the home loan that will land you the home of your dreams!
 
Not only do we collectively have 60 years of mortgage experience, but we are real estate investors ourselves. This gives us a competitive advantage edge over the competition in understanding your specific needs as a home buyer in today’s market.

Home Loans

We provide a full suite of home loan products that could fit your need.  If you are a first time home buyer or a property investor, we have options for everyone.  Contact us today to see what programs best fits you!

Home Purchase

Refinance

VA Loan

Investment

We are committed to America’s every day heroes.​

In addition to VA Home Loans, we carry multiple HERO mortgage products, including a 2% down payment assistance program for the following designations:

  • All First Responders: Police, Firefighters, EMT
  • Medical Professionals: Doctors, Nurses
  • Teachers
  • Active Duty and Veteran Military
  • Homes for Heroes Approved Lender

Frequently Asked Questions

No!  That’s a common misconception that you need to have a house selected first.  We actually recommend for you to figure out how much you can purchase then select a home prior to home shopping.  

If you contact me I can help you get pre-qualified at no cost to you.  

No! We have many programs that can do less than 20%.  Some of our mortgage finance programs allow for 3% to 4% down payment.   If you would like to know your additional options, please contact us today!

VA loans are designed specifically for veterans. VA loans should only be issued by a VA-approved lender and are guaranteed by the federal government.

 

The primary benefit of a VA loan is Veterans with qualifying credit and income can purchase a home with no money down, making it an attractive option for those whohave served in the military.

VA loans also feature flexible requirements, no private mortgage insurance (PMI), and competitive mortgage rates.

NO. There are multiple national and state down payment assistance programs with credit score requirements as low as 620 and some income maximums nearing $90k

We are currently licensed in 48 states.
We are not licensed in New York or North Dakota at this time.

Licensed in the following states:
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming

Get in Touch!

CONTACT

1-855-747-4343
10220 SW Greenburg Road, Suite 140, Portland, OR 97223

NMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights Reserved

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Geneva Financial 2020 Homebuyers Guide
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